What You Need to Know About Storm and Water Damage Claims
Updated: Jun 12, 2022
Whether it’s a winter storm, hu
rricane, tornado, or flood, your home is vulnerable to all kinds of damage after a natural disaster. Before you contact your insurance company, there are a few important things you should know about storm claims and water damage claims. For most insurance companies, storms are defined as violent winds accompanied by either rain, snow, or hail. Strong gusts of wind can damage your roof and other parts of your home, while heavy rains can often lead to flooding. When making storm claims, your insurance company will expect that your roof was in good condition before the storm arrived. Make sure you take plenty of clear photos of any damage to act as proof when making your claim.
When it comes to water damage claims, things can get a bit trickier. Not all water damage is a direct result of a storm. If you have a pipe burst, issues with a water heater, or other plumbing problems, these issues also constitute water damage claims. If you live in a flood zone, you will need to have a separate flood insurance policy. Major insurance companies won’t cover damage from floods if you don’t have this additional policy in place. Contact the Claim warriors before calling your insurance company to start the claims process so we can help you get the compensation you are owed under the terms of your policy so that you can make all the repairs necessary to your home and property.